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Ganana
India-first · English · INR

Free, fast, and 100% private.

Your numbers never leave your device. EMI, SIP, tax, and deposits, with Indian grouping for rupees and room for dollars, euros, and pounds.

Worked example

SIP, worked example

Illustrative

₹11,61,695after 10 years

Monthly SIP
₹5,000
Rate you would enter
12% a year
Invested
₹6,00,000
Estimated gain
₹5,61,695

Rounded to the nearest rupee. The rate is an input, not a fund's past return.

FV = P × (((1 + i)^n − 1) / i) × (1 + i)

Calculators

Investment calculators are ready. The other groups follow.

  • Planned

    Loans

    EMI, home loan, car loan, eligibility, and balance transfer.

    You type the rate. A preset, when one exists, is labeled illustrative.

  • Available

    Investments

    SIP, step-up SIP, lumpsum, SWP, CAGR, XIRR, and goal planning.

    Open the calculators. Every rate is one you type.

  • Planned

    Savings

    Fixed deposits, recurring deposits, and compound interest.

  • Planned

    Tax and salary

    Old and new regimes, in-hand salary, HRA, GST, and TDS.

  • Planned

    Retirement

    Corpus, FIRE number, and the effect of inflation.

  • Planned

    Government schemes

    PPF, EPF, NPS, and Sukanya Samriddhi, with rates you can override.

  • Planned

    Currency

    Convert with European Central Bank rates, plus a saved fallback.

How privacy works

On this device

Principal, rate, and tenure are calculated in the browser. They are not uploaded.

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