Mutual Fund Returns Calculator
Work out the gain and the annualised return from the amount you invested and what it is worth now. You supply both figures.
How it is calculated
Absolute return = (current − invested) ÷ invested. CAGR = (current ÷ invested)^(1 / years) − 1
- Use this when one amount went in and you know what it is worth now.
- If you invested on several dates, XIRR fits the cash flows better than a single CAGR.
- Ganana does not download NAVs. Type the current value from your statement.
This is a projection or a description of the numbers you type. It is not financial advice.
Your statement, not a live NAV
Mutual fund return questions usually start from two numbers you already have: what you invested, and what the holding is worth now. This page turns those into a rupee gain, an absolute percent, and a compound annual rate.
It will not pick a scheme or fill in today's NAV. AMFI lookups are not part of this release. If money went in on more than one date, the XIRR calculator is the better tool.
Questions
Will this fetch my fund's latest NAV?
No. Enter the current value yourself. Nothing you type is sent to a fund house or to AMFI.
Which number should I trust, absolute return or CAGR?
Absolute return says how much the holding grew in total. CAGR says how fast that was per year. A long holding can have a large absolute return and a modest CAGR.
I invested every month. Is this the right calculator?
Not quite. A single start and end date ignores the months in between. Use XIRR and list each installment, or use the SIP calculator only as a forward projection.
Are dividends included?
Only if they are already inside the current value you type. This page does not add dividends on its own.
Does the gain deduct tax?
No. It is the difference between the two amounts you entered.